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Predict.ai

Risk & insurance

Insurance claims forecasting

Forecast claim counts, severity, workload, and cash requirements by product, peril, and region.

Sound familiar?

  • Storm claims flooding in before adjusters can be positioned
  • Reserves reviewed after the loss picture is already old
  • Vendor capacity booked at panic prices mid-catastrophe
Target: Claims volumeHorizon: Days–18 months

Claims volume

claims / day · Live forecast

Updated
3.2K200HISTORYFORECASTAdjuster capacityStorm landfallDaily or weeklyDays–18 months ahead
Median forecast with uncertainty band

Driver

Policy exposure

Driver

Weather

Driver

Reporting lag

Forecast horizon

Days–18 months

Refresh cadence

Daily or weekly

Built for

Claims operations · Actuarial

What you can predict

One forecast can answer several operational questions.

Combine policy exposure, claim history, weather, repair costs, catastrophe signals, and reporting lags to maintain operational and financial forecasts.

01

Claim count and severity

02

Reported and incurred loss

03

Adjuster workload

04

Claims cash flow

Questions teams need answered

  • How many claims will be reported?
  • Which regions need adjuster capacity?
  • How will repair inflation affect severity?
  • What is the likely loss range?

Data that can improve the forecast

Policy exposureWeatherReporting lagRepair costsCatastrophe signalsSeasonality

Start with the history you already have. Add internal or external drivers only when backtesting shows that they improve the forecast on held-out periods.

What-if planning

Test a change before committing to it.

Compare a proposed change with the current baseline. See the expected direction, timing, range, and the assumptions behind the result.

Storm severity increases

Recalculate claim count, loss, and staffing

Repair costs rise

Compare severity and cash requirements

Claims volume

claims / day · Scenario comparison

Updated

What if

Storm severity increases?

3.2K200HISTORYFORECASTAdjuster capacityStorm landfallDaily or weeklyDays–18 months ahead
BaselineStronger storm

Driver

Policy exposure

Driver

Weather

Driver

Reporting lag

From forecast to action

Keep the people making the decision in the loop.

01 · MONITOR

Forecast continuously

Refresh claims volume on a daily or weekly cadence as new data arrives.

02 · NOTIFY

Alert on meaningful changes

  • Claim volume exceeds operational capacity
  • Expected loss moves outside plan

03 · DECIDE

Put the result to work

Claims staffingReserve reviewVendor capacityLiquidity planning

Build a claims forecast with your data.

Start with sample data, connect your own history, or talk with us about your target, horizon, and production requirements.