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Predict.ai

Finance & markets

Cash-flow forecasting

Project cash receipts, payments, and liquidity with ranges that reflect timing uncertainty.

Sound familiar?

  • A liquidity crunch spotted days before payroll instead of weeks
  • Collections that slip quietly until the cash floor is at risk
  • Credit drawn in a hurry because the low point wasn't visible
Target: Cash balanceHorizon: 13–52 weeks
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Cash balance

cash position $M · Live forecast

Updated
$32M$4MHISTORYFORECASTOperating floorPayroll clusterDaily or weekly13–52 weeks ahead
Median forecast with uncertainty bandFalls below operating floor

Driver

Receivables

Driver

Payables

Driver

Payroll

Forecast horizon

13–52 weeks

Refresh cadence

Daily or weekly

Built for

Treasury · FP&A

What you can predict

One forecast can answer several operational questions.

Use invoice behavior, payment terms, payroll, committed spend, collections, and revenue forecasts to maintain a rolling cash position.

01

Weekly cash balance

02

Receipts and disbursements

03

Liquidity headroom

04

Late-payment exposure

Questions teams need answered

  • When is cash likely to reach its low point?
  • Which receivables matter most?
  • How much liquidity buffer is needed?
  • How does slower collection affect runway?

Data that can improve the forecast

ReceivablesPayablesPayrollPayment termsCollectionsCommitted spend

Start with the history you already have. Add internal or external drivers only when backtesting shows that they improve the forecast on held-out periods.

What-if planning

Test a change before committing to it.

Compare a proposed change with the current baseline. See the expected direction, timing, range, and the assumptions behind the result.

Customers pay ten days later

Recalculate minimum cash and runway

Move a capital purchase

Compare liquidity headroom by week

Cash balance

cash position $M · Scenario comparison

Updated

What if

Customers pay ten days later?

$32M$4MHISTORYFORECASTOperating floorPayroll clusterDaily or weekly13–52 weeks ahead
BaselineCollections +10 days
Falls below operating floor

Driver

Receivables

Driver

Payables

Driver

Payroll

From forecast to action

Keep the people making the decision in the loop.

01 · MONITOR

Forecast continuously

Refresh cash balance on a daily or weekly cadence as new data arrives.

02 · NOTIFY

Alert on meaningful changes

  • Cash balance approaches the operating floor
  • Collections diverge from expected timing

03 · DECIDE

Put the result to work

Treasury actionsPayment timingCredit facilitiesSpending controls

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Build a cash-flow planning forecast with your data.

Start with sample data, connect your own history, or talk with us about your target, horizon, and production requirements.

Start forecastingContact sales